Credit Debt: Out of Control

The credit markets are in difficult times. With online buying increasing in popularity and physical retail locations rarely seeing cash as a method of payment, the Credit Card is now the method of payment. Holidays often force people to purchase beyond their means out of guilt and obligation...and last minute deals. So, come 2008, there is going to be a LOT more credit debt on the average American. Give us enough rope and we'll hang ourselves with all this debt. If you have a home mortgage that allows you to pay off the debt, you might consider a refinance. It's not always the best bet or smartest play. I offer a confidential review of your financing opportunities. Leverage and position yourself sooner than later. Be PROACTIVE and not REACTIVE to the Credit Challenges ahead. Don't find yourself going over Niagra Falls in a boat with no oars. Mortgage lenders are TIGHTENING UP and you're not going to have many opportunities soon. Take Action! I'll guide you through the maze. Pat Townsley, Loan Consultants. 415-485-1776. http://www.ptre.net/