Market Stabilization...weathering the storm

I've figured out how to stablize the US Economy. It happened today, and it seemed to have worked: Close the stock exchange! The US markets closed today for Holiday. There were no mid-day intra-day mortgage price changes, no banks swooping-up failing banks; Just a day to reflect on the past and strategize for the future. The future is certainly uncertain. Your decision to Refinance or Purchase will be based on your level of Pleasure or Pain. I am advising clients for longer-term security to face the inevitable turbulent times ahead. There are plenty of lenders willing to work with most clients. The sweet spot now is the 750,000 loan size and under. Those people on adjustable loans can lock in security of a 30-year loan now. Certainly in SF and Marin County on that size loan, take the Fear (pain) out of your future and Secure (pleasure) an new loan with Pat Townsley. I provide you with peace-of-mind and service. Call me to discuss your needs and options: 415-485-1776. Licensed mortgage broker. http://www.ptre.net/