Finding the Right Loan for You...

It's an abomination. Wasn't the Internet supposed to make life easier, less work, and more money? Now, we suffer from information overload, scams and far too many websites with their mortgage lending shenanigans. As a California Mortgage Advisor, I offer real world loans. There are many lenders with many scenarios. One is right for you right now as we all know that rates are going UP. I offer 15, 20, 30 and 40 year amortization loans with fixed rates. The infamous 3, 5 , 7 and 10-year fixed rate ARMs, plus the lowest rate on the planet right now, the "LIBOR" interest only loan at 3.9% with no negative amortization. Now is also the time to jump like trout on to the government stimulus package "Agency" loan where you can really get a tremendous rate on a higher balance loan. Stated Income loans are also available as are FHA loans. So, quit burning daylight on the computer. Talk to you local home loan expert for your Purchase or Refinance loan: Pat Townsley, Mortgage Broker. 415-485-1776. http://www.excellenceinrealestatefinancing.com/