Those few clients who took advantage of the ridiculously low rates on government back "Agency Conforming Jumbo" loans last year when I called up and said "Look, this bank is giving loans away," well, they were. Hence the failure of Indymac, taken over by the FDIC. The FDIC then sells the assets and debt for pennies-on-the-dollar, a sort of banking yard sale to the highest bidder. When the risk of the debt seems to be less than the upside, then a bank like or holding company can structure a deal to buy and run the institution. In this case: Meet OneWest Bank. If Mergers & Acquisitions, crappy customer service and endless delays in results are pissing you off, call me for your mortgage solutions. Sure, the entire industry is a bit "slow to underwrite" and hype-diligent on conditions and brutally tough on customers, but I'm here to oversee, give you honest reassurances and get the job done. No bait-and-switch, just good old fashioned personalized service. Pat Townsley, The Loan Whisperer. 415-485-1776. http://www.ptre.net/
Monday, April 20, 2009
Indymac becomes OneWest Bank
Those few clients who took advantage of the ridiculously low rates on government back "Agency Conforming Jumbo" loans last year when I called up and said "Look, this bank is giving loans away," well, they were. Hence the failure of Indymac, taken over by the FDIC. The FDIC then sells the assets and debt for pennies-on-the-dollar, a sort of banking yard sale to the highest bidder. When the risk of the debt seems to be less than the upside, then a bank like or holding company can structure a deal to buy and run the institution. In this case: Meet OneWest Bank. If Mergers & Acquisitions, crappy customer service and endless delays in results are pissing you off, call me for your mortgage solutions. Sure, the entire industry is a bit "slow to underwrite" and hype-diligent on conditions and brutally tough on customers, but I'm here to oversee, give you honest reassurances and get the job done. No bait-and-switch, just good old fashioned personalized service. Pat Townsley, The Loan Whisperer. 415-485-1776. http://www.ptre.net/
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2 comments:
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