> There's a sense of optimism in the air; Phone is ringing, clients are coming out from their shelters. > These 30-year fixed rates aren't going to last too long: FACT.
> Lenders are taking FOREVER to underwrite, review and then stick you in the eye with a red hot cheese knife: FACT.
> Values are falling, decreasing your equity: FACT.
> Even with all this, you should consider refinancing now, test the water with me. I've got a life raft to keep us afloat: FACT.
Pat Townsley, Senior Broker & Mortgage Banker. CA DRE #01234350. http://www.ptre.net/
California Mortgage Advisors; Strong & Secure
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