As possibly noted in my brief mid-August update, there's not much "exciting" about the world of finance right now. No "hot rate" to motivate; nothing other than your existing loan becoming adjustable on a fully amortized 25 year loan. If you're looking to buy an owner occupied home, I believe rates are within a quarter of as-good-as-it-gets. This is that sweet spot. My client base has always been that $500,000 to $5M loan size for owner occupied homes. After that: Vacation homes, investment homes, units and commercial (in order of volume of historical closings for me. So, what do you want to talk about? I ramble on here endlessly. What are your thoughts, comments and questions about the real estate world, financing, banking and/or the economy or whatever is on your mind? Let's talk! My staff and I have some free time right now, and we're all ears. Pat Townsley & Associates, 415-485-1776. www.ptre.netMonday, August 17, 2009
We're All Ears!
As possibly noted in my brief mid-August update, there's not much "exciting" about the world of finance right now. No "hot rate" to motivate; nothing other than your existing loan becoming adjustable on a fully amortized 25 year loan. If you're looking to buy an owner occupied home, I believe rates are within a quarter of as-good-as-it-gets. This is that sweet spot. My client base has always been that $500,000 to $5M loan size for owner occupied homes. After that: Vacation homes, investment homes, units and commercial (in order of volume of historical closings for me. So, what do you want to talk about? I ramble on here endlessly. What are your thoughts, comments and questions about the real estate world, financing, banking and/or the economy or whatever is on your mind? Let's talk! My staff and I have some free time right now, and we're all ears. Pat Townsley & Associates, 415-485-1776. www.ptre.net
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