Getting a loan is like a Holmes' TD

Turn the Superbowl off for an hour mid-game and the Cardinals make a sweeping come back...only to be dashed by an amazing three man coverage TD catch by Holmes in the deep back pocket of the Steelers' end zone. Funding a loan today can be much like that. People are crossing their fingers hoping that their loan will get approved. You've got lots of defenders against the American consumer right now. You've got man-to-man coverage, zone-D and some sucker-punches off camera to mess ya up along the way. How do you get financing in today's world? Get in the game! You can't win if you don't play. Suit up, get something going, and as we say in BNI: I Refuse To Participate in the Recession. Call me to coach you though the defense with a good playbook and network. I'm that guy. Pat Townsley; Coach, mentor, Monday morning QB, advisor and in charge of the Sheep Dip. Cheers. New online: www.PTRE.net The Pat Townsley Real Estate Network. A network of the best of the best for your team. No overtime, no penalties: You win. Game Over.

What Do You Have to Lose? Hedge your Home Now!

Folks, I've said it once, I've said it a million times: Now is the time to secure your loan. That's the long-term security game. If you do it now, you'll get a decent rate versus what will be at least two points higher in a year from now. Can you risk that? Depending on the size of your loan and the program, it can equate to $25 dollars a day in savings to $225 per day in cash flow savings; It can save your home...period. I can't even sleep at night anymore: Concerned over my clients, my own real estate holdings and the entire planet. I'm micro an macro thinking here. Let me help you save your ship so that YOU can Rest easy: I've got the loans. For long term security to short term adjustables for fast real estate plays, I'm on it. Pat Townsley, Mortgage Broker to the Stars. 415-485-1776. http://www.ptre.net/

California Mortgage Advisors

“The problems of the world cannot possibly be solved by skeptics or cynics whose horizons are limited by the obvious realities. We need men who can dream of things that never were.” John F. Kennedy

Real estate financing has changed, and changed forever. I refuse to fail in the face of adversity. To stay competitive and continue servicing my clients, I have brought my team to one of the Nation's top mortgage firms, California Mortgage Advisors. We're pleased to be amongst some of the top producers in the US. At "CMA" we have the best-of-breed tools to ensure that our clients have not only the best rates and loans available today from more lenders than were previously available. We're really working harder than ever, because we have to! Trust that I will still deliver my personal best when working with you and your referrals. My contact information remains the same: Pat Townsley, 415-485-1776. http://www.ptre.net/

Don't become a Foreclosure Statistic

It's hard to focus on the positive when the news is coming at us on the web, tv, radio newsprint, texing, and "by referral." I try to present a balanced view of the market: Not all is always cheery. Today's headline from SF Chronicle/SF Gate shows foreclosures up 300% the past few months and it's just the start of this "trend." YUCK. The message is that this challenge isn't going to go away soon. We have serious problems here at home and we need to address them head on. I am your Mortgage Advisor. I'll do EVERYTHING I POSSIBLY CAN to give you the best advice, loan options and rates. Don't let the bank take you away as banks themselves fold up shop. You've got an advocate and advisor on your side: Let's talk.

Pat Townsley, Mortgage broker for the top lenders in the nation! 415-485-1776. http://www.ptre.net/