What is the Conforming Loan limit? Looks like it's going to change...but WHEN already? A study released Feb. 7 by Deutsche Bank analyst Nishu Sood looks at the loan provisions and sums it up with this headline: “High-profile policy, low-profile impact.” Sood concludes: “Every little bit helps, but we expect only a few percent of home transactions to be impacted in 2008.” When will it change and by how much will depend on median sales prices (values) in certain areas. There is still too much disinformation. 125% of median price increase based on the current level of $417,000. Others say it's an automatic increase to $625,000, $650,000 or $730,000. What we do know is what rates we have available today, and that banks are slammed, so getting you loan going NOW is important. Get the appraisal done with a broker you trust and will do you right. I'm that guy here in California. 415-485-1776. Pat Townsley. http://www.ptre.net/
Wednesday, February 13, 2008
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