Your 2009 Goal Setting Workshop

Make Goal Setting an ongoing process. Don't fall into the "New Year's Syndrome" and think out a couple of goals and then not look back at them until December 31st of the next year and say "oops, oh shoot." Any plan is better than no plan. A few quick reminders on Goal Setting:

1. Focus: Get into a space where you aren't interrupted.
2. Write them down: Writing gives you a road map to work on
3. Clarity: The more specific, the more achievable.
4. Present tense: Write them now, and "as if" they were achievable Now
5. Time based: Give them a reasonable timeline, but set a "do by" date
6. Personal: Write them in first person, as in "I will..." or "I am..."

Have personal, family, work, material wants and financial goals. Let your Goal Workshop flow. Put on some inspiring music, think of what you want, and put it on paper. You can edit and clean it up later. With your new goals defined, review them in every morning and every night before you go to bed. The conscious and superconsious minds work 24/7. Share some of your goals with friends who will hold you accountable to their achievement. Nothing like Pressure to keep you on track. You might not be honest with yourself, but you'll keep a commitment to a friend. As they say: No Pressure, No Diamonds. On the other hand, Biggie once said "Mo Money, Mo Problems." I'll help you with both. Pat Townsley. http://www.ptre.net/ 415-485-1776 pt@ptre.net

The Road to Success

In the mortgage broker "circles," there is this growing concern that Wholesale banks are doing everything they can to pus "brokers" out of business, ultimately, driving customers into the front door of Retail banking only. I can understand this theory; It's the way it was 20 years ago: People would have to go to a banker for a loan. Then, the secondary market opened up and lenders found it cheaper to utilize "brokers" to sling their products. Now, brokers are back in the quasi-doghouse...pushed into exile by the very banks who supported their rise, all driven by greed.
I believe I'm known for integrity, relationship, honesty and delivering a quality product. Sure, there were and are some horrific mortgage brokers (and now formerly) in this industry. Realtors, used car salesmen, mortgage brokers, MLM sponsors and Fuller Brush salesmen all get a shitty rap; Only a few may stand out.
Jim Rohn said "DISCIPLINE is the bridge between Goals and Accomplishment. " A truer statement is hard to find. I am that bridge for you: Committed to an ongoing relationship for excellence in real estate financing. Please call for a mortgage update. Pat Townsley: On your financial team! 415-485-1776. http://www.ptre.net/