Here we go! Mortgage Time; Median Conforming Limits

OK, It's time. All the lenders and investors are sending out their guidelines. The conforming limit is now $729,750 for the majority of the Bay Area and other areas of California. This is YOUR time to take action. No more BS. Let's get to work. Banks are ramping up. Conforming means more flexibility in underwriting and improved rates over "Jumbo" pricing. Call me to discuss rates as every borrower is unique.

Your referrals are appreciated. Let's go.
Pat Townsley, Senior Broker
California Mortgage Consultants Inc.
Serving ALL of California.

REFINANCE NOW! 415-485-1776

Economic Stimulus Package signed into law

Hurry, hurry! Come one and all. The Economic Stimulus Package has passed both House and Senate and is being signed into Law by President Bush. The impact will NOT be immediate. Banks will have to digest this and work with their investors and corporate policies. So, it won't go into effect immediately, but now is the time to get your loan started. "Conforming" loans may be as high as $729,750 but not a blanket number across the U.S. In California, we should see many of our counties at this maximum limit as it is calculated increase of 125% of the median sales price (closed sales). This will END December 31st, 2008... So THE CLOCK IS TICKING! Father Time 2009 is only months away. Take Action NOW! Let's get it started now: Pat Townsley, California Mortgage Consultants senior Broker. http://www.ptre.net/ : 415-485-1776

Get Ready Marin...and California!

I've lived in Marin for 43 years now. The Grinch, who lived just north of Whoville lived on the top of Mount Crumpit for 53 years. His life was a disaster he realized where he was in his life. No point there really, but there are local, state and federal initiatives to prepare individuals, families and communities from disasters including earthquakes, fires, floods and even the results of terrorism. In Marin, we have "Get Ready Marin." In addition, there are CERT courses community members can take and prepare you and your home for and from disaster. Another consideration is the "72Hours" site. While I prepare and protect you and your family from home financial disaster, consider taking action for natural disasters. Get your "5-minute" bag ready and your 72 kits for home and auto. Let Me help you get your Finances ready to ensure your estate security from disaster. Pat Townsley, Mortgage Broker & Survivalist! 415-485-1776, Serving all of California: http://www.ptre.net/