0.25% interest rate. UNREAL!

Is your house of cards about to crumble? Drowning in debt and need exceptional cash flow... and own a house with lots of equity and have an exit strategy? I just might have the solution for a fix. A ZERO POINT TWO FIVE (that's ONE QUARTER).... yep... 0.25% start rate fixed payments for 5 years. It's a monster of a negative amortization payment (deferred interest) at that start rate, but it takes a million dollar mortgage down to a couple hundred dollars out of pocket payment per month. You need equity...but if you're in the tightest cash flow situation in your life and you need total Flexibility, lowest payment and Debt Elimination, call me to discuss how this loan may work for you. Call me at 415-485-1776. See my September newsletter at www.PTRE.net for rate disclosures and APR and sample payments. Pat Townsley, Mortgage guru.

The market is a buzz!

Took the week off with the wife. 10 year anniversary. Went to Cape Cod and all around New England (I've had that "lobster stew by a window with an ocean view" song stuck in my head for years. Prices out there; not too far from our prices in California. It's easy to find homes from the $800k's to the millions. No problem. Market is buzzing from coast to coast. I did my Thursday Realtor duty of attending Broker's Open House Tours today in Marin. LOTS of inventory and buyers anxious to sell now. That's a good thing for buyers when you consider the interest rates are pretty stable now. So, buyers and investors: time to get your ducks in a row and call me for your pre-approvals and sign up to get the newest home listing on my website: www.PTRE.net (free listings of the newest homes on the market).